DID YOU KNOW?
You can have a discounted mortgage interest rate based on the NatHERS star rating of your BASIX Certificate?
Thousands of Australian homeowners may qualify for Green Home Loan discounts without realising it. Green Home Loans reward energy-efficient homes with lower interest rates and special lending benefits.
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Dealing with Eco Certificates in partnership with Sustainable Home Loans is your quickest and easiest path to maximise your benefits from this wonderful scheme.
Banks and lenders are increasingly encouraged to support sustainable housing through government incentives and specialised funding programs. Many lenders also want to strengthen their own sustainability commitments, so they offer discounted rates to borrowers making environmentally conscious upgrades.
And the great news is that you do not need an off-grid or architect-designed eco-home with extraordinary technology and expensive features to access a green home loan. Most green loans are intended for everyday homeowners making practical upgrades to a standard suburban home and we’ll make sure your star rating gives you the lowest interest rate possible.
When applying for these loans, some lenders may require an energy rating assessment, certificate, or audit before approving the loan so you will need some degree of familiarity with this regulation. But, when you work with Eco Certificates to obtain your BASIX Certificate, we formulate our assessment to maximise your potential savings when applying for a green loan and you will be checking this box already!
Green lending is a specialised area, and the requirements can vary significantly between lenders. That’s why, instead of trying to navigate multiple lenders and sustainability requirements alone, you can get guidance on which options suit your situation and which lenders offer the most competitive green incentives by relying on the vast experience and market reach of our partner consultants at Sustainable Home Loans and armed with your assessment results from us.
Why Choose a Green Home Loan?
Green Home Loans are designed to reward homeowners who invest in energy-efficient and sustainable properties. Depending on your home’s features and energy performance, you may be eligible for a Green Mortgage with discounted interest rates or other lending benefits. Whether you’re purchasing a new home, refinancing, or exploring Sustainable Home Loan options, understanding your Green Loan Eligibility can help you make more informed financial decisions and potentially reduce your long-term mortgage costs.